Credit repair quick fix
Don’t let the creditor write off your loan. The moment creditor gives it to the collection company they send a report to the credit bureau. When you are contacted by the collection company, speak to your creditor and clear up the debt as soon as possible. This will remove the tag “gone to collection”
If the creditor is not willing, then you should vie all your options. One option is to ask the collection company to give you some exemption. Propose to pay lesser than the actual amount. The collection company may accept your request so as to close the case at the earliest and you will be in gain.
Full payment need be given to the collection company as they have taken your case at a huge discount from the original creditor.
Always try to repay your debts at the earliest if you can this is the ultimate mean of keeping your credit report in positive.
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